Monie

How it works

A month at Monie

How a month runs

Five steps, on the calendar, every month

1

Capture

Suppliers send invoices to one dedicated address, or you forward them in two taps. The machine reads, files and logs every one, and flags any payment with no invoice behind it, because a missing invoice is a lost VAT claim.

2

Read

Day one after month end, your statements land in the shared folder. The machine reads every line, bank, card and cash, matches each payment to the invoice behind it, and queues anything it can't place for a person to look at.

3

Prepare

It codes every transaction, checks the bank reconciliation down to the last fils, and prepares the month's report in language an owner reads in five minutes. When something doesn't add up, it says so instead of papering over it.

4

Flag

Everything odd goes on a one-page exceptions memo, and that page comes first. A supplier paid twice. A bounced cheque. Cash with no name on it. Each with the decision it needs.

5

Approve

Our accountant works the memo, keys any corrections, and signs off. Only then does anything become the record.

YOURCOMPANY / 2026 / 09_SEPTEMBER
01_Inboxstatements & invoices, filed as they arrive
02_Workingthe machine's working files
03_Reportsthe monthly report and deliverables
Registerevery document logged and status tracked
✓ every file dated · an auditor can walk it

Under the hood

Your systems, one new brain

Nothing gets replaced. Your documents sit in a dedicated, access-controlled folder set up at the start of the engagement, and invoices arrive at one address, or by WhatsApp, or straight from your dashboard. The intelligence layer is enterprise-grade AI, run under our own controls. You ask a question on your dashboard, your manager checks the answer, and it comes back to you, usually the same day. Running an ERP? The machine works from its exports the same way.

YOU

What did we spend on vehicles this quarter?

MONIE · via your manager

AED 14,230 across 11 transactions. Fuel 61%, rentals 26%, Salik and parking 13%. Two entries missing invoices, flagged. Source files attached.

Every answer is drafted by the machine and checked by a person before it reaches you. It runs under permissions you control and can revoke any day.

Works with what you have

You change nothing

Works with the system you already run: Zoho, QuickBooks, Tally, Odoo, Xero, or spreadsheets. Read directly where the system allows it, through a short monthly export where it does not. Nothing gets replaced. Excel and a drawer of paper: fully welcome, the machine works from whatever you have.

ZohoQuickBooksTallyOdooXeroExcelGoogle DriveWhatsApp

Talk to Monie

Ready to see it on your own numbers? Message us and we'll set up a 30-minute walkthrough.

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