Monie

About

The firm

Monie is a Dubai finance operations firm. We build and run finance departments for owner-led companies: a machine that does the volume, a desk of people who check, decide and sign, and a monthly calendar the whole operation runs on. The machine we install for clients is the same one that runs Monie itself. We sell nothing we don't use ourselves.

The practice was founded by Sameer Bakhru, CFA, after 20 years in corporate finance, the last 10 running finance for owner-led companies in the US, Europe and the UAE. The desk he ran for those companies is the desk Monie now runs for yours.

Straight answers

The questions everyone asks

What if the AI gets something wrong?+
It flags; it never decides. Anything odd goes on the exceptions memo, and our accountant works that memo, keys any corrections, and signs off. Only then does it become the record. The AI never posts to your ledger.
Will my accountant hate this?+
No. It does the hours they don't want. The machine reads, matches and codes; your accountant keeps every judgment call, posts the entries, and signs off. We prepare; licensed accountants and registered tax agents sign and file.
Where does my data go?+
Into a dedicated, access-controlled folder that is yours, under permissions you control and can revoke any day. Your books stay in your own accounting system, in your own account. Never used to train models.
What happens when your team is on a plane?+
The close still runs. It's on the calendar every month, the work still gets done, and any qualified reviewer, yours or one we bring, can work the memo and sign off. Nothing hangs on one person being at a desk.
Are you accountants?+
We prepare; licensed accountants and registered tax agents sign and file. That separation protects you.
Can you do more than the monthly close?+
Yes. The finance department package adds the finance manager's work on top of accounts and reporting: budget against actual, a 13-week cash forecast, payables and payroll schedule, statutory returns and an audit-ready pack. The fractional CFO package adds a CFO in the seat on top of that: strategy, board packs, a financing deck when you raise, bank and investor conversations. Each is one monthly fee.
What does Monie cost?+
Accounts and reporting starts at AED 5,000 a month, set to your transaction volume, so a busier business pays more than a quiet one. The finance department and the fractional CFO packages are quoted after a look at your books. Ask for the live walkthrough first: you watch the system run on a demonstration company before you sign.

Talk to Monie

Ready to see it on your own numbers? Message us and we'll set up a 30-minute walkthrough.

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